The Renter’s Dilemma

The Renter’s Dilemma

However beautiful the single story homes for sale in Carlsbad CA are, many people find the idea of buying their own home intimidating for a number of reasons. With this said, purchasing a home is not the highest priority for them just yet.

Consider buying your very first Carlsbad CA single story home now. These facts will help you  decide.

In a survey conducted by the California Association of Realtors, 46% of consumers cannot afford to purchase their own home, so they opt to rent instead.

It is difficult to think of bigger purchases like houses when there are loans that have to be paid off.  Debt is one of the major reasons why it is difficult for some renters to buy a home.  To have an overview, 31% of the respondents attribute these debts to credit card payments, 18% to student loans, and 14% to auto loans.

Though it may not be easy for 62% of the respondents to purchase their own homes, they still rated the importance of owning house a 6.8 on a scale of 1-10 with 10 being the highest.

Financial challenges may come with buying a home. Luckily, there are numerous down payment assistance funding programs that are available for prospective home buyers in California. Last year, more than $50,000 in assistance funding aided home buyers who are now homeowners.

Consumers have 445 affordable assistance programs to choose from, with 74% of them being direct down payment assistance programs, with 27% not even requiring anything heavy for first-time buyers.

Getting the right help can make a huge difference for renters looking into buying their own single story homes in Carlsbad CA. Once they find a suitable funding program, they will find that it is indeed possible to own a house that they can live happily in.

One of the homes in Carlsbad CA could be just what you are looking for. Visit www.SanDiegoHomes4u.com to see the homes that Carlsbad has in store for you.

Find your dream home today. Partner with a knowledgeable and experienced local REALTOR® who can help you buy or sell Carlsbad CA homes at the right price and the right time. Call or text Dennis Smith at 760-212-8225, or email him at dennis@sandiegohomes4u.com for all your real estate needs. We can also assist you with buying or selling single story homes in Encinitas, Oceanside, Vista, San Marcos, Cardiff, Solana Beach, Del Mar and San Diego.

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About Dennis Smith

Dennis Smith has written 283 post in this blog.

Dennis and Sunshine Smith are Realtors with RE/MAX BY-THE-SEA in the San Diego area. We have the Local Knowledge and Expertise by assisting buyers, sellers & investors in San Diego County since 1994. http://carlsbadLifestyles.com/

About Dennis Smith

Dennis and Sunshine Smith are Realtors with RE/MAX BY-THE-SEA in the San Diego area. We have the Local Knowledge and Expertise by assisting buyers, sellers & investors in San Diego County since 1994. http://carlsbadLifestyles.com/
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