Tag Archives: loans-mortgages

How To Maintain Your Credit In a Scary World

How To Maintain Your Credit Maintain Low Balances on ALL  your Credit Cards and Revolving Lines of Credit. (Keep them under 1/3, even if you pay them off each month.) Setup Automatic Bill Pay. Keep Rate Shopping within a 30-day Window. … Continue reading

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Many San Diego Area Renters Can Buy a Home

San Diego Area Renters That Can Buy a Home Even though rent is high in California, buying, for many, can be more affordable than renting.  More than one million households earn more than the minimum qualifying income, yet they continue to … Continue reading

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Simple Steps to a Worry Free Retirement Workshop

Simple Steps to a Worry Free Retirement If you are retired or thinking about it, this is worth your time. This Free 90-minute education event is presented in a moderated “Panel of Local Experts” format. We will have a CPA, … Continue reading

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Buy More Home with Less Down Payment

Buy More Home with Less Down Payment with the Unison Homebuyer Financing Program Buy The Home You Really Want A home in a nice neighborhood with good schools, an easy commute and quality of life commands a premium price. A … Continue reading

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Millennials’ Obstacles to Buying a Home

If you’re a real estate agent or someone selling your home, it is likely that you’ve done business with home buyers who are millennials. More and more Generation Yers are entering the housing market looking to buy their first home. … Continue reading

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Credit Score and Confidence

Deciding to purchase a home is a major financial decision. The home buying process can be easier and less traumatic if one has his or her credit in order. A better (or higher) credit score can result on better loan … Continue reading

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Uptick in California House Prices Continue

The price for median priced, single family homes in California continue to increase, limiting the ability of many prospective home buyers to own a home. In fact, only around 30% of prospective homebuyers can afford a $485,100 median priced home! … Continue reading

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The Student Loan Obstacle

Owning a home still remains a large part of the American Dream. A majority of Americans view home ownership as very important. There is a significant group of potential home buyers who are, however, forced to delay the realization of … Continue reading

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6 Credit Score Myths

We all know how important it is to have a high credit score. Having good credit can give you greater rates on loans for big ticket purchases like a home or car. I’m sure we have all heard of what … Continue reading

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Realtor Deal Negotiation

Imagine you’ve found the right home, but the price is just barely over your budget. You know you’ll have some negotiating to do. Even though, the idea of negotiating on a house may be a fun challenge to some people, … Continue reading

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