The Scoop on Solar

The Scoop on Solar

In many parts of the U.S., solar is becoming a more popular renewable energy source used to power the home. Not only can it help you reduce your energy bills, it may also add to your home’s value as well. Although the days are shorter, the best time to think about and plan for a future solar purchase is now. The information below outlines the basics of solar.

We purchased our whole house solar 11 years ago. It has been a great investment for our “all electric” home. Our bill went from $400/month average to an annual credit. A savings of over $4800/year, $7200 if you include rate hikes!
Want a great solar person & company? Contact Dane Shigley at Solar City. 619-920-6917 or dshigley@SolarCity.com They will even have solar roof tiles soon for a new roof or reroof.

The Scoop on Solar

The Scoop on Solar

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Save Money on Home Energy In San Diego

Save Money on Home Energy In San Diego

8 Tips to Save Money and Stay Warm this Winter

How to Extend the life of your Heating System.

How Efficient is your Furnace?

How to keep Energy Prices Down all Year!

Save Money on Home Energy In San Diego

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Carlsbad CA Home Seller Advice

Many Carlsbad sellers have the impression that in order to sell a home, you just have to list it. While listing is certainly part of the process, there’s quite a bit of preparation to undertake before your home’s listing goes “live” on the MLS.
Below is my Carlsbad CA Home Seller Advice

This Blog is about the steps to take when you’re thinking of selling your home. Selling is an emotional process, whether you’ve lived in the home for one year or 20 years. In addition to packing and making repairs and upgrades to get the home ready to view, you may also be busy looking for a new home to rent or buy. Page one offers general tips for sellers as well as tips targeted toward sellers who are trading up, that is, selling a smaller home in order to buy a larger one. Page two offers tips for the seller who is downsizing, or selling a large home in order to buy a smaller home.

Whether you’re upsizing, downsizing or buying a similar home in another neighborhood, give me a call! I can address all of your questions and concerns and offer my expertise to help your home stand out in our market. I can help you with my Carlsbad CA Home Seller Advice thru the whole process.  Check out my new Carlsbad Real Estate site. Still under construction.

Carlsbad CA Home Seller Advice

Carlsbad CA Home Seller Advice – tips from Dennis Smith , REMAX By the Sea

Carlsbad CA Home Seller Advice - tips from Dennis Smith , REMAX By the Sea

Carlsbad CA Home Seller Advice – tips from Dennis Smith , REMAX By the Sea

For Advice to sell your Carlsbad or San Diego area home today, partner with a knowledgeable and experienced local REALTOR® who can help you buy or sell Carlsbad CA homes at the right price and the right time. Call or text Dennis Smith at 760-212-8225, or email him at dennis@sandiegohomes4u.com for all your real estate needs. We can also assist you with buying or selling single story homes in Encinitas, Oceanside, Vista, San Marcos, Cardiff, Solana Beach, Del Mar and San Diego.

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Single Level Home for Sale in Carlsbad CA near Aviara Oaks Schools | 1854 Tule Ct

Single Level Home for Sale in Carlsbad CA near Aviara Oaks Schools | 1854 Tule Ct

 

Your search for that dream home is over as you come home to this charming single level home for sale in Carlsbad CA near the Aviara Oaks Schools.  This beauty that is situated on a quiet cul-de-sac offers 3 bedrooms and 2 baths with engineered wood flooring and upgraded dual pane windows.  It is walking distance away from the distinguished K-8 Aviara School District.

Grab the chance to buy this upgraded cul de sac home for sale in Carlsbad CA with a low price for a great property!

This Carlsbad CA home for sale is seated on .20 acres of land and offers approximately 1,512 square feet of living space.  It is freshly painted inside and out with its exterior having a 25-year warranty on “Coolwall” exterior coating.  Its two-car garage has a side entrance door that allows you to work privately and productively without being interrupted by neighbors passing by.

The open floor plan allows you to arrange the living room and the great room in a way that encourages family and guest interaction and communication.  With these rooms off the kitchen, hosting special occasions and gatherings are made easier and more enjoyable.

The master bedroom offers extra privacy since it is located on the opposite side of the other two bedrooms.  This is the perfect spot to rest and relax after spending a long and fun day outdoors.  The beach is 3 miles away, while the Aviara Golf and Resort is about a mile away from this home.

Due to the close proximity of this home to the ocean, you can delight in the great temperate climate that Southern California is well known for. You can also enjoy extra privacy in your backyard since there are no nearby neighbors behind this property.

Aside from belonging to the sought-after Aviara school community, this home is walking distance away to the bank, post office, movie theater, Dove Library, and other restaurants and shopping including the renowned Omni La Costa Resort and Spa.  Omni La Costa is the perfect place to spend some quality time with your family, to give yourself a treat at the spa, and to celebrate life’s special moments such as birthdays and weddings.

Grab this great deal on this fascinating coastal home for sale in Carlsbad CA that is priced under $700,000.  What’s more is that with this home, you do not need to belong to any homeowners’ association (HOA) nor to pay any special tax called Mello-Roos! It is just you, your family, the beach, and the first-class golf resorts – the good life that only comes with living in Carlsbad CA.

Learn more about this beautiful home and wonderful school neighborhood in Carlsbad CA by going to www.1854TuleCourt.WillSellQuick.com. You can also find other equally gorgeous real estate properties by visiting www.SanDiegoHomes4u.com.

Find your dream home today. Partner with a knowledgeable and experienced local REALTOR® who can help you buy or sell Carlsbad CA homes at the right price and the right time. Call or text Dennis Smith at 760-212-8225, or email him at dennis@sandiegohomes4u.com for all your real estate needs. We can also assist you with buying or selling single story homes in Encinitas, Oceanside, Vista, San Marcos, Cardiff, Solana Beach, Del Mar and San Diego.

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Can Thieves Crack Your Code?

Can Thieves Crack Your Code?

With all the technological advancements today, residents of single story homes in Carlsbad CA will find it much easier to manage their personal affairs. Aside from being a very convenient means to reply to emails, send text messages, and connect with friends on social media, smartphones have also become popular way to manage bank accounts, pay bills, and even apply for jobs.

Online transactions are vulnerable to identity theft. Defend your pass codes with these tips to block the hackers form using your account.

Although there are many benefits to having access on almost everything at your fingertips, you take the risk of exposing private information to hackers and thieves. Fortunately, iPhone and Android-powered smartphones provide defenses to make it more difficult for hackers to break into your phone.

Recently, experts found out that if you have stronger passcode, there is less chance for someone to break into your phone and access your information. According to the test, a hacker could unlock your phone by hand in just 4 hours if you use a 4-number passcode, but will take them 17 days if you use a 6-number passcode.

Below are some tips on how to create a more secure password.

  • The ideal passcode uses a combination of upper and lower case letters, numbers, and symbols.
  • For your smartphone, it is best to use 6 characters, preferably alphanumeric and case-sensitive.
  • For the web, it is optimal to keep your password between 8-15 characters.
  • As much as possible, abstain from full words, as hackers often use dictionary hacking programs to crack passwords. Unless you use really long passwords of 16 to 64 characters.  Something easy to remember like “IlovetoshopatAmazon” (19) then change the last word to each different business or service.  For personal ones, make it a goal “Iwillweigh170#byChristmas” (25), According to Kaperski Labs, it would take over a century to break these long passwords.  Easy to remember, hard to break!
  • Also, use different passwords for different sites. Using identical passwords for all your accounts makes it easier for hackers to access all your information.

If you are a resident of one story homes in Carlsbad CA, see to it that you heighten your efforts to protect your information. Though it is not impossible for thieves to crack your code, you can be confident that your information will remain secure by taking necessary actions to protect yourself from thieves and hackers.

Visit www.SanDiegoHomes4u.com to see more helpful tips.

Find your dream home today. Partner with a knowledgeable and experienced local REALTOR® who can help you buy or sell Carlsbad CA homes at the right price and the right time. Call or text me, Dennis Smith, at 760-212-8225, or email me at dennis@sandiegohomes4u.com for all your real estate needs. We can also assist you with buying or selling single story homes in Encinitas, Oceanside, Vista, San Marcos, Cardiff, Solana Beach, Del Mar and San Diego.

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2 Bedroom Cape Cod Style Home for Sale in Rancho Del Oro | 1758 Calle Platico

2 Bedroom Cape Cod Style Home for Sale in Rancho Del Oro | 1758 Calle Platico

OPEN HOUSE SAT, 8/20/2016 FROM 12-4PM.  Beautifully set deep in the development is this Oceanside CA Cape Cod style home for sale in Rancho Del Oro. This elevated corner lot on a cul-de-sac features vaulted ceilings, an open floor plan with cozy fireplace, 2 bedrooms, 2 bathrooms, office with a closet area – think 3rd bedroom – and a spacious patio. If you’re looking for a home in a quiet neighborhood where you can have privacy, this could be the perfect home for you.

Prepare to be impressed by this exquisite Oceanside CA Cape Cod style home for sale that’s nestled in a serene neighborhood, conveniently located near a park, shopping and dining!

This 2 bedroom Cape Cod style home for sale in Rancho Del Oro sits on a .12 acre lot and is newly-painted inside and out. The home has also been completely repiped.

Enjoy movie nights with your family in the comfy open living room of this Rancho Del Oro home for sale in Oceanside CA.

You will be greeted by a large, carpeted open living room the moment you enter the home. The natural light that fills the room and the fireplace for gas or wood add a cozy feeling to the room – a perfect setting for family and friends to hang out.

Designed to be at the heart of this adorable Rancho Del Oro home for sale in Oceanside CA is the delightful kitchen where you can readily whip delicious meals for your loved ones.

The kitchen offers lots of wall space giving you plenty of space to store your kitchenware, or perhaps for a china cabinet or a dinette. It also features granite countertops, real wood flooring, and a breakfast nook.

Quality mealtimes with your loved ones and friends are best remembered in the cozy dining area of this lovely Oceanside CA Cape Cod style home for sale in Rancho Del Oro.

You would surely enjoy your early morning breakfasts in the dining area. The large windows and glass sliding doors allow you to enjoy natural light and the peaceful backyard that the area overlooks.

This upgraded 2 bedroom Cape Cod style home for sale in Rancho Del Oro features 2 bedrooms and an extra room that you can use however way you desire.

At the end of a long day, you can relax in this spacious, carpeted master bedroom which has its own full bath and built-in closet. Let sunlight in through the large windows to make your mornings bright and sunny as you prepare for the day ahead. The home also has another carpeted bedroom that also has its own built-in closet.

Ending your day with a good warm bath would be the best reward you can give yourself - the flawless master bathroom of this Oceanside CA Cape Cod style home for sale in Rancho Del Oro gives you the perfect spot for your personal time.

The bathroom features a bath, marble countertop, tiled flooring, double sinks and double mirrors. It maximizes space with the extra storage under the sink which you can use to store towels and other toiletries.

Space is not an issue in this incredible Oceanside CA home for sale with an open floor plan, 2 bedrooms, 2 baths and an extra room!

The home office is perfect for anyone who would fancy their own work space in the comfort of their very own home. Its’ bookshelves can hold all your books, paperwork, and other work materials. You will also enjoy the relaxing feel of this room as you work with a window that gives you a view of the outdoors. The room can also double as an extra bedroom since it has a closet.

This charming Rancho Del Oro home for sale has a spacious backyard to accommodate friends and loved ones on an afternoon barbecue get-together!

When the weather is perfect for some outdoor sun, you will be thankful that you have a patio like this one. If you would just like a place to relax outdoors while reading a good book or catching up with friends, the patio is a great place to do that and much more. Those who enjoy gardening for a hobby will surely enjoy the garden space as well.

Take delight in the amazing convenience living in this Rancho Del Oro home for sale in Oceanside CA brings - just a few minutes away from shopping and dining!

The community has walking trails, a tot lot, and basketball courts that are just a short walk away from the home. It’s a great place for individuals and families who are looking for something to do outside but within the vicinity of the neighborhood. If you want to go a little further out, it will take only a ten minute walk thru a park to shopping and dining areas.

Wouldn’t you want a safe community for your dream home? This exquisite Rancho Del Oro home for sale is for you!

Located at 1758 Calle Platico, this Rancho Del Oro home for sale in Oceanside CA is one that you should definitely see for yourself. On top of how excellent this home, the setting, and the community is, you’d be pleased to know that the original owners bought it because the neighborhood is safe and secure as well! This home is truly one of a kind, and this will be a purchase you will be glad you made.

For more home listings and expert real estate advice, visit http://www.SanDiegoHomes4u.com.

Find your dream home today. Partner with a knowledgeable and experienced local REALTOR® who can help you buy or sell Oceanside CA homes at the right price and the right time. Call or text Dennis Smith at 760-212-8225, or email at dennis@sandiegohomes4u.com for all your real estate needs. We can also assist you with buying or selling single story homes in Encinitas, Carlsbad, Vista, San Marcos, Cardiff, Solana Beach, Del Mar and San Diego.

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Schools Rule

Schools Rule

Families who own single story homes in Carlsbad are indeed privileged that there are many schools in the area. One of the first things that parents take into consideration when purchasing a home is the school district.  The distance of the schools from the prospective home is also an essential component.

Carlsbad CA homebuyers consider schools as one of the top factors in buying their home.

More than 75% of parents believe that their child’s education is a significant factor when it comes to searching for a new home. More than half of those will purchase a new home in a distinct neighborhood to make sure their child gets into a better school.

Parents look very carefully at the quality of schools in the area where potential homes are situated.  The quality or ranking of schools is very influential in buying a new home according to 64% of parents. On the other hand, around 37% say that the extracurricular reputation of the school is very important. This means that the overall academic and extracurricular status of schools greatly affect the parents’ decision in buying a home.

When parents do decide that they want to move into a new place, 25% of them see school breaks as the perfect opportunity to move into their new home.

While proximity to a good school isn’t too much of a consideration for most parents, some parents prefer to live close to their child’s school. Thirty-four percent of parents give extra consideration to close distanced schools, and 22% prefer schools that are just a walking distance away.

The single story homes for sale in Carlsbad are the right choice for any parent who wish to live close to a quality school. The Carlsbad and Encinitas School Districts are among the highest rated school districts in San Diego County.  Deciding to buy one here would certainly be a good first step for the child’s education. Visit www.SanDiegoHomes4u.com to see more helpful homebuying tips.

Find your dream home today. Partner with a knowledgeable and experienced local Realtor® who can help you buy or sell Carlsbad CA homes at the right price and the right time. Call or text me, Dennis Smith at 760-212-8225, or email me at dennis@sandiegohomes4u.com for all your real estate needs. We can also assist you with buying or selling single story homes in Encinitas, Oceanside, Vista, San Marcos, Cardiff, Solana Beach, Del Mar and San Diego.

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Quick Facts on Loan Programs in Oceanside CA

Quick Facts on Loan Programs in Oceanside CA

Have you heard of special home loan programs in Oceanside CA? Did you know that as a first time home buyer, there are programs out there that can make the process of buying a home a lot easier?

Know why home loan programs are important to get your dream Oceanside CA home.

It is a fact that buying a home requires you to have money on hand. It also demands a lot of time and effort. Though there are hurdles along the way, owning a home is something that is worth all the time and effort that you will invest as you look forward to having a home you can call your own.

Home loan programs are available out there, waiting for buyers like you. The opportunity is right in front of you and qualifying is not impossible. It is best to begin with knowing the basics of home loan programs. Ask for recommendations.  Ask certified loan officers for ideas and where to begin your search. Go online and take advantage of the free resources that would equip you about home loan programs in Oceanside CA.

Below are some quick facts to get you started with home loan programs.

Definition of first-time homebuyer

If you are a first-time home buyer, there are plenty of homes for sale in Oceanside CA that you can buy with the help of special home loan programs. More often than not, the definition of being a first-time home buyer is expansive. If you have never bought or owned a house, you are a first-time home buyer. Also, a person who has not bought or owned any real estate property in the past three years can also be considered a first-time homebuyer. Always make sure you ask the home loan program’s requirements and definition of a first-time homebuyer to make sure that you qualify for their loan.

Varying interest rates

Interest rates vary from program to program. Do not hesitate to ask about the corresponding interest rates. You can use this information as you compare home loan programs that you are aiming to apply for. It will also help you make a better decision as you look at the interest rate that you can best work with. In most situations, the home loan program provides you with an interest rate that is suitable to your financial capabilities.

List of personal and property requirements

When applying for a home loan for Oceanside CA homes, it is a must that you meet all the requirements set by each program. It is important that you also compare these requirements and find which home loan program offers the best assistance. Personal requirements can include your citizenship and credit score, while property requirements include the size and type of the property to be purchased.

The idea of applying for a home loan through a loan officer, going through lots of paperwork, finding a home that fits your budget and every other step included in the process of buying a home can be overwhelming. Just remember that each of these procedures can be done one step at a time. As you work with your trusted and experienced real estate professional, the home buying journey can surely be a pleasant and smooth one.  Your Realtor can also direct you to a capable lender who knows first time buyer programs.

There are plenty of wonderful homes waiting for you in Oceanside CA. along with other resources that will help you make that dream come true. Continue researching and working on expanding your knowledge on the terminologies and steps in buying a home. For more information in home buying, visit this website today www.SanDiegoHomes4u.com.

Find your dream home today. Partner with a knowledgeable and experienced local REALTOR® who can help you buy or sell Oceanside CA homes at the right price and the right time. Call or text Dennis Smith at 760-212-8225, or email at dennis@sandiegohomes4u.com for all your real estate needs.  He can also assist you with buying or selling single story homes in Encinitas, Carlsbad, Vista, San Marcos, Cardiff, Solana Beach, Del Mar and San Diego.

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Who’s Checking Your Credit?

Who’s Checking Your Credit?

First time homebuyers in Vista Oceanside CA might not be aware that their credit scores are used by non-creditors. A home loan is not the only thing that needs a good credit score to qualify for premium services.

As a Vista Oceanside CA first time homebuyer, here are the reasons why you should take care of your credit score.

A survey from the Consumer Federation of America reported that a significant number of respondents did not know how their credit scores are used in loan applications or who else would be looking at their credit scores.

Half of the consumers who were surveyed did not know when lenders are required to inform borrowers of their credit scores. They think that the only times they can use their credit scores are in the following instances: after they apply for a mortgage, when they do not get the best available loan terms, and when they are turned down for a loan.

Many do not know that electric utility companies, cell phone companies, home insurers, and landlords also use their credit score to determine the services they are eligible for or how much their initial deposit will be.

According to the survey, only 53% of consumers know that electric utilities look at credit scores. More people are aware that cell phone companies and home insurers also look into the consumer credit scores — at 68% and 66% respectively. Majority of the respondents, 70% of them, are aware that landlords check credit scores as well.

Whether you are repeat or first time homebuyers in Oceanside CA, make sure you establish a good credit score by managing your  spending and making timely payments. Maintain your credit score by using your credit wisely and living within your means.

Visit www.SanDiegoHomes4u.com to see more helpful homebuying tips.

Find your dream home today. Partner with a knowledgeable and experienced local Realtor® who can help you buy or sell Carlsbad CA homes at the right price and the right time. Call or text me, Dennis Smith at 760-212-8225, or email me at dennis@sandiegohomes4u.com for all your real estate needs. We can also assist you with buying or selling single story homes in Encinitas, Oceanside, Vista, San Marcos, Cardiff, Solana Beach, Del Mar and San Diego.

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Protect Your Information from Thieves

Protect Your Information from Thieves

First time homebuyers in San Marcos CA should know that there are many prying thieves out there who take advantage of any opportunity to steal from unsuspecting victims. Here are ways you can protect yourself and your family from identity theft.

As first time homebuyers in San Marcos CA, you must be very careful with identity thieves specially when applying for financial assistance. Check out these tips to protect your identity.

Educate yourself about common scams.

In 2015, victims lost a total of more than one trillion dollars to scams. Be aware of scams involving taxes, debts, credit cards, sweepstakes, and prizes, and even tech support. Keep your guard up if you get any calls or offers that request for money or personal information.

Teach your children.

Children are the most vulnerable targets of thieves. Instruct your children to never give out any information about themselves online or over the phone. Protect their identity documents by securing them in a safe or locked filing cabinet. Report any suspicions of identity theft to the police and credit bureaus immediately.

Avoid using non-bank ATMs.

Thieves use counterfeit card readers and hidden cameras in ATM machines to steal information on your ATM card. Financial institutions now use EMV chips in their ATM cards which make it more difficult to steal information.  The risk of identity theft is less if you avoid non-bank ATMs altogether.

Trust your gut.

Sometimes for no reason at all, you will feel that there is something off about calls, claims, and offers especially if they rush you to make a decision right there and then or if the offer sounds too good to be true. When you don’t have enough time for a quick research, trust your gut and walk away.

Avoiding identity theft? Always be watchful and on guard with these tips on how to protect your personal information.

Before choosing a funding program, know which first time home buyer programs in San Marcos CA are reputable. If you believe that you have been victimized, document everything related to the incident and notify the police, major credit bureaus, your creditors, and the IRS about your situation immediately so they can take the necessary actions on your accounts. You should also reach out to IRS for any indication that your identity has not been linked to tax scams.  Additionally, you can get in touch with the postal service to verify if someone tried to apply for a change of address for you.

Visit www.SanDiegoHomes4u.com to see more helpful tips.

Find your dream home today. Partner with a knowledgeable and experienced local Realtor® who can help you buy or sell Carlsbad CA homes at the right price and the right time. Call or text me, Dennis Smith at 760-212-8225, or email me at dennis@sandiegohomes4u.com for all your real estate needs. We can also assist you with buying or selling single story homes in Encinitas, Oceanside, Vista, San Marcos, Cardiff, Solana Beach, Del Mar and San Diego.

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