How To Maintain Your Credit
Maintain Low Balances on ALL your Credit Cards and Revolving Lines of Credit. (Keep them under 1/3, even if you pay them off each month.)
Setup Automatic Bill Pay.
Keep Rate Shopping within a 30-day Window.
Reconsider Closing Accounts.
Contact Experian about their Breach
I have a contact that can help you get eliminate old consumer debt along with some school loans. Call me at 760-212-8225 for her information