What to Know About Your Credit

Credit is sure a handy way to purchase big ticket items, allowing us to gradually pay the items off over time. We also know that our credit score plays a big factor in negotiating loans for homes and cars. Did you know that one late payment can remain on your credit report for up to seven years? Credit is handy, but it comes with a lot of responsibility and needs to be taken seriously. If you’re in the market for a new home in the San Diego realestate market, it is essential that you have your finances in order, including a clean credit report.

If your credit isn’t as great as you’d like, there is not much you can do but wait. To ensure your credit remains intact, pay off any debts you may have and conduct an annual review of your credit report.

Credit report CAP 13-03_Page_1 Credit report CAP 13-03_Page_2

This information is brought to you by:
Dennis Smith, ABR, SRES, e-PRO, CDPE, Realtor® CalBRE# 00476662
Certified Distressed Property Agent

Sunshine Smith, SFR, Realtor® CalBRE# 01249837
Short Sale, Foreclosure Resource Certified

RE/MAX BY-THE-SEA

dennis@SanDiegoHomes4u.com
www.SanDiegoHomes4u.com
760-436-0087 or cell at 760-212-8225
Providing quality Real Estate services in the North Coastal San Diego area including Del Mar, Solana Beach, Rancho Santa Fe, Cardiff by the Sea, Encinitas, Leucadia, Olivenhain, Carlsbad, La Costa, Aviara, Oceanside, Vista, San Marcos, San Elijo Hills, Escondido; all San Diego County.

View all San Diego area homes for sale at
http://www.sandiegohomes4u.com/MLS_Search.htm
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About Dennis Smith

Dennis Smith has written 282 post in this blog.

Dennis and Sunshine Smith are Realtors with RE/MAX BY-THE-SEA in the San Diego area. We have the Local Knowledge and Expertise by assisting buyers, sellers & investors in San Diego County since 1994. http://carlsbadLifestyles.com/

About Dennis Smith

Dennis and Sunshine Smith are Realtors with RE/MAX BY-THE-SEA in the San Diego area. We have the Local Knowledge and Expertise by assisting buyers, sellers & investors in San Diego County since 1994. http://carlsbadLifestyles.com/
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