Deciding to purchase a home is a major financial decision. The home buying process can be easier and less traumatic if one has his or her credit in order. A better (or higher) credit score can result on better loan terms when purchasing a home. The majority of prospective home buyers feel confident of their credit score and ability to purchase a home. There is a significant portion of prospective home buyers who don’t know their credit score. It is important to not only know one’s credit score, but to take measures to make it as high as possible. Those with okay or poor credit can do many things to improve their credit score. In fact, 58% of those looking to purchase a home in the future are taking action to bolster their credit score. Some of the more popular measures include paying off debt, paying bills on time, and keeping the balance on credit cards low.
Are you confident in your credit score? If not, what will you do to improve your credit score? Please leave your comment below! Thanks!
This information is brought to you by:
Dennis Smith, ABR, SRES, e-PRO, CDPE, Realtor® CalBRE# 00476662
Certified Distressed Property Agent
Sunshine Smith, SFR, Realtor® CalBRE# 01249837
Short Sale, Foreclosure Resource Certified
760-436-0087 or cell at 760-212-8225
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