Category Archives: Loans & Mortgages

The Student Loan Obstacle

Owning a home still remains a large part of the American Dream. A majority of Americans view home ownership as very important. There is a significant group of potential home buyers who are, however, forced to delay the realization of … Continue reading

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6 Credit Score Myths

We all know how important it is to have a high credit score. Having good credit can give you greater rates on loans for big ticket purchases like a home or car. I’m sure we have all heard of what … Continue reading

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Home Buyer’s Remorse

Buying a home is a a dream for many. Home ownership shows that you’ve “arrived” and exudes feelings of pride and freedom. But it is also a big financial investment. Recently, a study came out that focused on the financial … Continue reading

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Problems with Rent-to-Own or Lease/Options

Rent-to-Own or Lease/Options can be full of problems. Rent-to-Own or Lease/Options have been an option to acquire a house or home for a long time. The premise is very simple.┬á The buyer rents or leases the home for a set … Continue reading

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Realtor Deal Negotiation

Imagine you’ve found the right home, but the price is just barely over your budget. You know you’ll have some negotiating to do. Even though, the idea of negotiating on a house may be a fun challenge to some people, … Continue reading

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Who Can Afford a San Diego Home? Increasingly Very Few

In case you haven’t heard, it is really hard to buy a home in California, especially San Diego. There are numerous factors which are contributing to the rising home prices statewide. For starters, the number of homes for sale is … Continue reading

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When Will the Next Housing Bubble Burst?

I came across an article that was published the other day on a report by a consumer advocacy group with warnings from economists about another housing bubble burst. The article noted that the economists interviewed pointed out some tell-tale signs … Continue reading

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Buying a Home? Additional Home Owner Costs to Consider

Have you been saving up for that first home? Some prospective first time home buyers may be unaware (or have forgotten to consider) that the purchase of the home is not all the costs you’ll incur. After buying a home, … Continue reading

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Are Myths About Home Ownership Holding You Back?

As you’ve probably have heard that San Diego is the second least affordable place to live in the United States. The fact that one needs to make almost double the median wage to own a median priced home in San … Continue reading

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What to Know About Your Credit

Credit is sure a handy way to purchase big ticket items, allowing us to gradually pay the items off over time. We also know that our credit score plays a big factor in negotiating loans for homes and cars. Did … Continue reading

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