Category Archives: Finance & Taxes

Many San Diego Area Renters Can Buy a Home

San Diego Area Renters That Can Buy a Home Even though rent is high in California, buying, for many, can be more affordable than renting.  More than one million households earn more than the minimum qualifying income, yet they continue to … Continue reading

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Simple Steps to a Worry Free Retirement Workshop

Simple Steps to a Worry Free Retirement If you are retired or thinking about it, this is worth your time. This Free 90-minute education event is presented in a moderated “Panel of Local Experts” format. We will have a CPA, … Continue reading

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Buy More Home with Less Down Payment

Buy More Home with Less Down Payment with the Unison Homebuyer Financing Program Buy The Home You Really Want A home in a nice neighborhood with good schools, an easy commute and quality of life commands a premium price. A … Continue reading

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Credit Score and Confidence

Deciding to purchase a home is a major financial decision. The home buying process can be easier and less traumatic if one has his or her credit in order. A better (or higher) credit score can result on better loan … Continue reading

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The Student Loan Obstacle

Owning a home still remains a large part of the American Dream. A majority of Americans view home ownership as very important. There is a significant group of potential home buyers who are, however, forced to delay the realization of … Continue reading

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6 Credit Score Myths

We all know how important it is to have a high credit score. Having good credit can give you greater rates on loans for big ticket purchases like a home or car. I’m sure we have all heard of what … Continue reading

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Home Buyer’s Remorse

Buying a home is a a dream for many. Home ownership shows that you’ve “arrived” and exudes feelings of pride and freedom. But it is also a big financial investment. Recently, a study came out that focused on the financial … Continue reading

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Gallup Poll Reveals Real Estate is Best Long Term Investment

According to a new Gallup poll, most Americans now see real estate as the best long-term investment, over stocks, bonds, savings accounts and gold. The annual Gallup poll, named the Economy and Personal Finance Poll, showed most Americans across age … Continue reading

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Problems with Rent-to-Own or Lease/Options

Rent-to-Own or Lease/Options can be full of problems. Rent-to-Own or Lease/Options have been an option to acquire a house or home for a long time. The premise is very simple.  The buyer rents or leases the home for a set … Continue reading

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Should Real Estate Agents Have Insurance?

Being a realtor is a fun and exciting career, but it can also be stressful and not for the faint of heart. As a Carlsbad real estate professional, I know it can be difficult when working with clients. As a … Continue reading

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