Category Archives: Finance & Taxes

Simple Steps to a Worry Free Retirement Workshop

Simple Steps to a Worry Free Retirement If you are retired or thinking about it, this is worth your time. This Free 90-minute education event is presented in a moderated “Panel of Local Experts” format. We will have a CPA, … Continue reading

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Buy More Home with Less Down Payment

Buy More Home with Less Down Payment with the Unison Homebuyer Financing Program Buy The Home You Really Want A home in a nice neighborhood with good schools, an easy commute and quality of life commands a premium price. A … Continue reading

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Credit Score and Confidence

Deciding to purchase a home is a major financial decision. The home buying process can be easier and less traumatic if one has his or her credit in order. A better (or higher) credit score can result on better loan … Continue reading

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The Student Loan Obstacle

Owning a home still remains a large part of the American Dream. A majority of Americans view home ownership as very important. There is a significant group of potential home buyers who are, however, forced to delay the realization of … Continue reading

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6 Credit Score Myths

We all know how important it is to have a high credit score. Having good credit can give you greater rates on loans for big ticket purchases like a home or car. I’m sure we have all heard of what … Continue reading

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Home Buyer’s Remorse

Buying a home is a a dream for many. Home ownership shows that you’ve “arrived” and exudes feelings of pride and freedom. But it is also a big financial investment. Recently, a study came out that focused on the financial … Continue reading

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Gallup Poll Reveals Real Estate is Best Long Term Investment

According to a new Gallup poll, most Americans now see real estate as the best long-term investment, over stocks, bonds, savings accounts and gold. The annual Gallup poll, named the Economy and Personal Finance Poll, showed most Americans across age … Continue reading

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Problems with Rent-to-Own or Lease/Options

Rent-to-Own or Lease/Options can be full of problems. Rent-to-Own or Lease/Options have been an option to acquire a house or home for a long time. The premise is very simple.  The buyer rents or leases the home for a set … Continue reading

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Should Real Estate Agents Have Insurance?

Being a realtor is a fun and exciting career, but it can also be stressful and not for the faint of heart. As a Carlsbad real estate professional, I know it can be difficult when working with clients. As a … Continue reading

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Why Did My San Diego County Tax Bill Jump? How Do I Fix It?

If you, or a friend or family member, bought a home in CA between 2003 and 2006, you or the assessor probably reduced your property taxes by 10% to 50%, depending on your area. (Location, Location, Location). If you received … Continue reading

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