San Diego County August Calendar of Events

August Calendar of Events for San Diego County

So many things to do in August and many are FREE.
Nighttime Zoo, SeaWorld Summer Nights, Del Mar Racing thru 9/10, Cardiff Dog Days of Summer, Luau & Legends Surfing International, CityFest, World Body Surfing Championships, Summergrass BlueGrass Festival, Leucadia ArtWalk and much more!

San Dieg County Calendar of events

San Diego County Calendar of events

Posted in Calendar of Events, Monthly Calendar | Tagged | Comments Off on San Diego County August Calendar of Events

San Diego County July Calendar of Events

Calendar of Events for July.

So many things to do, so little time!

Things to do in July, 2017

Things to do in July, 2017

Posted in Uncategorized | Comments Off on San Diego County July Calendar of Events

Simple Steps to a Worry Free Retirement Workshop

Simple Steps to a Worry Free Retirement

If you are retired or thinking about it, this is worth your time.

This Free 90-minute education event is presented in a moderated “Panel of Local Experts” format. We will have a CPA, Financial Planner, Trust & Estate Attorney & Reverse Mortgage Specialist. Each Panelist delivers important information affecting seniors in the context of their own area of expertise. During the second half of the event the Senior Life Source moderator presents questions from the attendees to the appropriate panelist.

Where: Dove Library, 1775 Dove Lane, Carlsbad, CA 92011

When:  Tuesday June 27th – Only at  1:00PM – 2:30PM

Light Refreshments Will Be Served

To Register. Please go to the link below:

   https://tinyurl.com/Dove1PM 

Or Call Dennis: 760-212-8225

Please feel welcome to bring your spouse or friends or family.

Worry Free Retirement

Worry Free Retirement

In the “Senior Life Source” Free Public Education Workshop, Our Panel of Experts will provide important information that every Senior Citizen and their Families should be aware of if they are looking for simple steps to a worry free retirement.

The subjects will include, but are not limited to the topics below.
This is an Interactive Education Event and Attendees will have the opportunity to ask questions and meet with our Experts 1 on 1 at the end of the event!

 Yes, you can”Right Size” and move into and own your Retirement Dream Home!

 Are you aware of all of the services you may need through your life cycle?

 How will you Access and Pay for these Services?

 Meeting the Life Expectancy Challenge

 Will you outlive your retirement savings?

 Learn about Strategies to Maintain or Improve your Quality of Life Legacy Planning

 Are you well prepared for the inevitable?

 How to make sure that your passing is not a burden on your Loved Ones

 Aging in Place at Home. You will live longer and be healthier using this option

 Learn how to plan for this opportunity Benefits Assistance, i.e., Social Security, Medicare, VA & Etc.

 Are you receiving all of the benefits you are entitled too?

 Learn how to take full advantage of what you have earned

Expert Panelists:
 Natalie L. Quirarte – CFP®, CLTC, Solana Beach, CA
 Arthur Brown – Estate Planning Attorney, Carlsbad, CA
 Leslie Martin – CPA, Solana Beach, CA
 Ted Lange Sr., CFP, Reverse Mortgage Specialist, Carlsbad, CA

Please feel welcome to bring your spouse or friends or family.
Please share this information with others who may benefit.

Sponsored by:
Dennis & Sunshine Smith
Re/Max By-the-Sea
1265 Carlsbad Village Dr
Carlsbad, CA 92008
760-212-8225 – Cell
dennis@SanDiegoHomes4u.com

Posted in Finance & Taxes, Loans & Mortgages, Retirement | Tagged , , , , | Comments Off on Simple Steps to a Worry Free Retirement Workshop

San Diego County June 2017 Events Calendar

Activities & Events Calendar for June 2017 in San Diego County

June 2nd thru July 4th – San Diego County Fair

June 18th – Fathers Day

June 24th & 25th – Scottish Highland Games in Vista

JUN 2017 Calendar of Events

JUN 2017 Calendar of Events

Posted in Monthly Calendar | Tagged , | Comments Off on San Diego County June 2017 Events Calendar

7 Features That May Sell Your San Diego Home Faster

7 Features That May Make your Home Stand Out and Sell Your San Diego Home Faster

Are you thinking of listing your San Diego County home this spring?
You may be wondering what you can do to make your home more attractive and allow it to stand out from other similar homes in your market.

This month, we have information about the seven features that may help your home sell faster. From energy-efficient windows and appliances to hardwood floors, these are the most popular features buyers look for when searching for homes. The second page outlines other features that help your home stand out, from updated kitchens and bathrooms to home offices.

If your home has these features, we’ll be sure to highlight them if you decide to list. If not, and you want to renovate to add them, give me a call and I’ll connect you with a contractor in my network. Also, if you’re thinking of listing your home in the coming months, I’d love to discuss the market with you. Give me a call and I’ll give you a comparative market analysis of your home and answer any questions you may have.

Please feel welcome to pass this information on to your family and friends to help them.

 

7 Features That May Sell Your Home Faster

 

 

 

Features that Make Your Home Stand Out

Partner with a knowledgeable and experienced local REALTOR® who can help you buy or sell Carlsbad CA homes at the right price and the right time. Call or text Dennis Smith at 760-212-8225, or email him at dennis@sandiegohomes4u.com for all your real estate needs. We can also assist you with buying or selling single story homes in Encinitas, Oceanside, Vista, San Marcos, Cardiff, Solana Beach, Del Mar and San Diego.

Posted in Home Buying & Selling, home remodeling, Real Estate News, San Diego CA Real Estate, San Diego Homes for Sale | Tagged , , | Comments Off on 7 Features That May Sell Your San Diego Home Faster

Invest In Yourself and Personal Growth

Programs & Information for Personal Growth and Investing in Yourself.

Aristotle said,  “Knowing yourself is the beginning of all wisdom.”

One of the best investments you can make is the investment in yourself. Personal development is more popular than ever as more people strive to achieve higher levels of success.

Here is information that outlines seven ways to invest in yourself through a commitment to personal growth. From taking seminars and reading more books to listening to podcasts and finding a mentor or coach, the list includes options for even the busiest person. The Infographic also includes the benefits of adopting a growth mindset and committing to lifelong learning and personal development.
For even more, see  http://clarkdeals.com/office-education/take-free-online-courses

Amazing things happen when you invest in yourself. Achieve more success in all areas of your life with these helpful tips. Please feel welcome to share this information with your family and friends to help them achieve their goals as well.

7 Ways to Invest in Yourself

 

 

Personal Growth Time

Posted in happiness, Organizing | Tagged , , | Comments Off on Invest In Yourself and Personal Growth

San Diego County May 2017 Events Calendar

Activities & Events Calendar for May 2017 in San Diego County

Encinitas Lions Movie Night is the 2nd
Mothers Day is the 12th
Memorial Day is the 29th

Calendar of Events-MAY 2017

Posted in Calendar of Events | Tagged | Comments Off on San Diego County May 2017 Events Calendar

Ready to Buy a Home in 2017?

Are You Ready to Buy a San Diego County Home in 2017?

Ready to Buy a Home in 2017

Ready to Buy a Home in 2017

Partner with a knowledgeable and experienced local REALTOR® who can help you buy or sell Carlsbad CA homes at the right price and the right time. Call or text Dennis Smith at 760-212-8225, or email him at dennis@sandiegohomes4u.com for all your real estate needs. We can also assist you with buying or selling single story homes in Encinitas, Oceanside, Vista, San Marcos, Cardiff, Solana Beach, Del Mar and San Diego.

Posted in credit report, Home Buying & Selling, Loans & Mortgages, San Diego CA Real Estate | Tagged , | Comments Off on Ready to Buy a Home in 2017?

Real Estate Market Outlook for 2017

What’s in Store for the Real Estate Market in 2017

What is in Store for the Real Estate Market in 2017

 

3 Reasons to take Housing Predictions with a Grain of Salt

3 Reasons to take Housing Predictions with a Grain of Salt

 

Posted in Uncategorized | Comments Off on Real Estate Market Outlook for 2017

Buy More Home with Less Down Payment

Unison Homebuyer program

Buy More Home with Less Down Payment with the Unison Homebuyer Financing Program

Buy The Home You Really Want

A home in a nice neighborhood with good schools, an easy commute and quality of life commands a premium price. A price that may be out of reach of even relatively high-income buyers.

Financing with a low down payment loan may not bring that home any closer. Putting down less than 20% means a larger loan balance and typically requires mortgage insurance.

Together these factors can balloon the monthly payment to more than your budget allows.

That is where the Unison HomeBuyer program comes in.

Home Ownership Investment

With this unique homebuyer financing program, Unison HomeBuyer can contribute up to half of your down payment. Most typically, we will match your 10% down payment, allowing you to put down a full 20%. For example, if you’ve saved $50,000, we can contribute another $50,000 to increase your total down payment to $100,000.

Benefits

• Buy more home: Expand the price range of homes you can consider by 15-20% or more. You’ll have more home choices in more desirable areas. That means you’re more likely to find a home you want to in the neighborhood you really want to buy in.

• Lower your monthly payment: You can put more money down and get alower monthly payment. You get the home you want while maintaining your financial security.

• Reserve cash: If you already have the full 20%, you can reserve half your cash for priorities like education or investments.

• Double your down payment: In some buying situations, you just have to have a full 20% down. Unison HomeBuyer can double your down payment to get you over this hurdle.

• Present a stronger offer: Increase purchasing power and a full 20% down can allow you to better compete when bidding on your dream home.

We are excited to make it possible for you to buy the home you really want. It could be the ideal neighborhood, or a larger home with an extra bedroom for your kids, or a shorter commute to work.

Whatever is important to you in your ideal home, a home ownership investment from Unison HomeBuyer financing program can help make it a reality.

A True Partnership

The Unison HomeBuyer program is a true partnership because we invest alongside you. The cash we contribute to the purchase is not a loan, so we don’t charge interest, and we don’t receive monthly payments. Instead, we hope to earn a return on our investment by sharing in the profit when you sell your home – up to 30 years in the future. You can also buy us out after 3 years.

Please contact Dennis Smith at 760-212-8225 for more information and to connect with a Unison home loan specialist.

About Unison
San Francisco-based Unison is a home ownership investment company that partners with individual home buyers, enabling them to buy the home they really want. Unison has achieved national recognition in, The Washington Post, The Baltimore Sun, and The Los Angeles Times.
This informational flyer has been prepared and approved by Unison Agreement Corp. as a general introduction for prospective home buyers to the Unison HomeBuyer equity investment program. Your real estate agent can introduce you to a Unison Program Specialist. A Unison Program Specialist can provide you full and specific details
on the program and process your Unison HomeBuyer Agreement application. Actual down payment funding terms offered under a Unison HomeBuyer Agreement will be provided after application and approval, via a written Conditional Approval Package. Note: A transaction fee of 2.5% is payable to Unison at closing. ©2016 Unison Agreement Corp. All rights reserved. Real Estate Equity Exchange, Inc., offers Unison HomeBuyer Agreements exclusively through its subsidiaries Unison Agreement Corp.
and FRAC New England, Inc. Certain restrictions apply. AZ FN #F21226646, CA BRE License #2012710, CT BID #1217699, DC REC License #C098374562, IL DFPR License #478026863, MA BR License #422177, MD REC License #6027, NJ EI #0400758488, NY DL License #10991223540, OR Registry #1261897-94, PA EN #6428873, VA REB
License #0226-025731, WA DL License #19288. Unison is an independent investor and is not affiliated with any bank or lender. 8038 UHB Program Overview 161117
Posted in Finance & Taxes, Home Buying & Selling, Loans & Mortgages | Tagged , | Comments Off on Buy More Home with Less Down Payment