Ready to Buy a Home in 2017?

Are You Ready to Buy a Home in 2017?

Ready to Buy a Home in 2017

Ready to Buy a Home in 2017

 

Posted in credit report, Home Buying & Selling, Loans & Mortgages, San Diego CA Real Estate | Tagged , | Comments Off on Ready to Buy a Home in 2017?

Real Estate Market Outlook for 2017

What’s in Store for the Real Estate Market in 2017

What is in Store for the Real Estate Market in 2017

 

3 Reasons to take Housing Predictions with a Grain of Salt

3 Reasons to take Housing Predictions with a Grain of Salt

 

Posted in Uncategorized | Comments Off on Real Estate Market Outlook for 2017

Buy More Home with Less Down Payment

Unison Homebuyer program

Buy More Home with Less Down Payment with the Unison Homebuyer Financing Program

Buy The Home You Really Want

 

A home in a nice neighborhood with good schools, an easy commute and quality of life commands a premium price. A price that may be out of reach of even relatively high-income buyers.

Financing with a low down payment loan may not bring that home any closer. Putting down less than 20% means a larger loan balance and typically requires mortgage insurance.

Together these factors can balloon the monthly payment to more than your budget allows.

That’s where the Unison HomeBuyer program comes in.

Home Ownership Investment

With this unique homebuyer financing program, Unison HomeBuyer can contribute up to half of your down payment. Most typically, we will match your 10% down payment, allowing you to put down a full 20%. For example, if you’ve saved $50,000, we can contribute another $50,000 to increase your total down payment to $100,000.

Benefits

• Buy more home: Expand the price range of homes you can consider by 15-20% or more. You’ll have more home choices in more desirable areas. That means you’re more likely to find a home you want to in the neighborhood you really want to buy in.

• Lower your monthly payment: You can put more money down and get alower monthly payment. You get the home you want while maintaining your financial security.

• Reserve cash: If you already have the full 20%, you can reserve half your cash for priorities like education or investments.

• Double your down payment: In some buying situations, you just have to have a full 20% down. Unison HomeBuyer can double your down payment to get you over this hurdle.

• Present a stronger offer: Increase purchasing power and a full 20% down can allow you to better compete when bidding on your dream home.

We are excited to make it possible for you to buy the home you really want. It could be the ideal neighborhood, or a larger home with an extra bedroom for your kids, or a shorter commute to work.

Whatever is important to you in your ideal home, a home ownership investment from Unison HomeBuyer financing program can help make it a reality.

A True Partnership

The Unison HomeBuyer program is a true partnership because we invest alongside you. The cash we contribute to the purchase is not a loan, so we don’t charge interest, and we don’t receive monthly payments. Instead, we hope to earn a return on our investment by sharing in the profit when you sell your home – up to 30 years in the future. You can also buy us out after 3 years.

Please contact Dennis Smith at 760-212-8225 for more information and to connect with a Unison home loan specialist.

About Unison
San Francisco-based Unison is a home ownership investment company that partners with individual home buyers, enabling them to buy the home they really want. Unison has achieved national recognition in, The Washington Post, The Baltimore Sun, and The Los Angeles Times.
This informational flyer has been prepared and approved by Unison Agreement Corp. as a general introduction for prospective home buyers to the Unison HomeBuyer equity investment program. Your real estate agent can introduce you to a Unison Program Specialist. A Unison Program Specialist can provide you full and specific details
on the program and process your Unison HomeBuyer Agreement application. Actual down payment funding terms offered under a Unison HomeBuyer Agreement will be provided after application and approval, via a written Conditional Approval Package. Note: A transaction fee of 2.5% is payable to Unison at closing. ©2016 Unison Agreement Corp. All rights reserved. Real Estate Equity Exchange, Inc., offers Unison HomeBuyer Agreements exclusively through its subsidiaries Unison Agreement Corp.
and FRAC New England, Inc. Certain restrictions apply. AZ FN #F21226646, CA BRE License #2012710, CT BID #1217699, DC REC License #C098374562, IL DFPR License #478026863, MA BR License #422177, MD REC License #6027, NJ EI #0400758488, NY DL License #10991223540, OR Registry #1261897-94, PA EN #6428873, VA REB
License #0226-025731, WA DL License #19288. Unison is an independent investor and is not affiliated with any bank or lender. 8038 UHB Program Overview 161117
Posted in Finance & Taxes, Home Buying & Selling, Loans & Mortgages | Tagged , | Comments Off on Buy More Home with Less Down Payment

San Diego County April 2017 Events Calendar

Check out the many things to do in San Diego in the San Diego County April 2017 Calendar of Events.

San Diego County April 2017 Events Calendar gif

San Diego County April 2017 Events Calendar 

 

 

The list above is proof of the many exciting, educational, and fun things happening in San Diego. If you wish to participate not only in all these thrilling events but also in the future ones to come, now is the time for you to consider moving forward by moving in this community. Don’t know where to start?  Click www.SanDiegoHomes4u.com for more home buying tips in this area.

Find your dream home today. Partner with a knowledgeable and experienced local REALTOR® who can help you buy or sell North San Diego CA homes at the right price and the right time. Call or text Dennis Smith at 760-212-8225, or email at dennis@sandiegohomes4u.com for all your real estate needs.

CalBRE#00476662

Posted in Uncategorized | Comments Off on San Diego County April 2017 Events Calendar

325 Camino De Las Flores Encinitas CA 92024| Call 760-212-8225

Encinitas home for sale in Las Flores is waiting just for you! 

 325 Camino De Las Flores is now up for sale. Don’t miss this opportunity to get your dream home in Encinitas for under $1 Million! 

Located at the beginning of a cul-de-sac and with a living space of 2,175 square feet, it features 4 bedrooms, 2.5 bathrooms, and a 3-car attached garage.

This home has only one owner! The original owners of this property have listed this home for sale after 41 years of ownership! Pride of ownership gleams from this house for sale.

With an asking price of $899,000, this is a dream home and one to be proud of!

325-Camino-De-Las-Flores-Encinitas-CA

Yearning for a coastal lifestyle?

Camino De Las Flores, located in the heart of Encinitas is a great neighborhood. The people are nice and friendly, and the homes are beautiful.

Encinitas schools are rated high, and this home is within the award-winning Ocean Knoll Elementary School boundaries and San Dieguito Union High School District.

Not only do your kids get exceptional quality of education, you also get to live close to the beach.

Just three miles away is Moonlight Beach.

If you enjoy golf, Encinitas Country Club is only five miles away.

This home is within a short distance of many public amenities and fun locations.

The grocery is walking distance and the major shops, retail stores and restaurants are within three miles.

This home is an entertainer’s dream!

You will love this home’s living room. It is a nice, open floorplan, making the living room large and welcoming.

It is a wonderful place for entertaining and is spacious enough to accommodate a large crowd.

Across the entire front wall of the living room is a special, floor to ceiling, leaded glass window that allows natural light to flood the living room. The room is bright and open, and the windows give the room an energetic vibe which is very refreshing.

With some well-placed chairs and furniture, the living room can transform into a very inviting spot.

Get warm and comfy in the cozy family room

Aside from the living room, this house also boasts of a cozy family room with crown molding.

Homes for Sale in Encinitas CA

The family room is warm and comfortable with a beautiful gas log fireplace. It is a great place for relaxation and intimate conversations with family members.

Homes in Encinita CA

It also has a french door that leads to the large front deck that acts as a natural extension and overflow when you have many guests.

This deck, along with the rear deck by the pool are long lasting, rot and bug-free manufactured wood, very good quality that would last you a long time.

This home’s newly updated kitchen is bright, clean, and spacious. 

Encinitas CA Real Estate Properties for Sale

Enjoy cooking in this home’s newly renovated kitchen with quartz counters, farm sink, induction range and black appliances. Custom cabinets are also installed, creating an abundance of storage space for your ingredients and other cooking supplies.

Practice preparing your heirloom recipes and fill the kitchen with the delicious aroma. Treat your family to different desserts each day in this well-spaced kitchen.

In front of the sink is a garden window with a view of the pool so you can watch over the kids while still doing cooking.

An attic space is set up over the kitchen and can be expanded for more storage or closet spaces.

Turn your bedroom into a luxurious, serene retreat

This Encinitas home for sale has larger than normal-sized bedrooms.

Encinitas CA Homes

The master suite is expansive! You will find that even with a king size bed, a settee at one wall and a few other furniture inside, there is still plenty of room to move.

It is a wonderful serene retreat, enhanced with Crown Molding.

Encinitas CA Homes for Sale

Kids or guests enjoy a soothing and calming sleep this bedroom gives each night.

Enjoy the health benefits of a saltwater pool right in your backyard!

Another special feature of this home is a gorgeous, free-form salt water pool.

This pool is healthy, has a lower maintenance cost, and feels better on the skin. It is also a wonderful stress reliever.

Encinitas Homes for Sale

It comes with an attached jacuzzi and solar pool heat.

Located in the backyard and surrounded by plants and a landscaped garden, it presents a very relaxing view.

It is also a good center of entertainment if you are having guests over.

The rear deck by the pool is amazing for barbecues, al fresco luncheons or dinners, or when you just need an outside space to lie down at night and watch the stars.

Encinitas Homes

This deck is protected by a large rollout awning that self-retracts when it gets windy.

If you love gardening, you will love the backyard garden and front lawn of this Encinitas home for sale. Shrubs and various ornamentals plants are already planted, but if you want to add more or change it to a different variety, you are free to do so.

Real Estate Properties for Sale in Encinitas

The side and backyard are surrounded by a fence for privacy and security.

Falling in love with this home already? Your new home deserves your care and maintenance just as much as you deserve an updated home with great amenities.

I have always sought to provide the best assistance to my clients. Check out http://CarlsbadHomesForSaleNow.com/About to learn more about me and how I can help you find your coastal home.

This home is currently under, contract however, call me for other homes in the area.  I can make sure you do not miss another one. Call me, Dennis Smith at 760-212-8225 today.

Posted in Blogs, Dennis Smith, Encinitas, Home Buying & Selling, House for Sale | Tagged , , , | Comments Off on 325 Camino De Las Flores Encinitas CA 92024| Call 760-212-8225

San Diego County March 2017 Events Calendar

Check out the many things to do in San Diego in the San Diego County March 2017 Calendar of Events.

Daylight Savings Time Starts March 12th
St. Patricks Day is Friday, March 17th
First day of Spring is March 20th

San Diego County March 2017 Events Calendar

San Diego County March 2017 Events Calendar

The list above is proof of the many exciting, educational, and fun things happening in San Diego. If you wish to participate not only in all these thrilling events but also in the future ones to come, now is the time for you to consider moving forward by moving in this community. Don’t know where to start?  Click www.SanDiegoHomes4u.com for more home buying tips in this area.

Find your dream home today. Partner with a knowledgeable and experienced local REALTOR® who can help you buy or sell North San Diego CA homes at the right price and the right time. Call or text Dennis Smith at 760-212-8225, or email at dennis@sandiegohomes4u.com for all your real estate needs.

CalBRE#00476662

Posted in Calendar of Events, Monthly Calendar | Tagged , , | Comments Off on San Diego County March 2017 Events Calendar

Agent to Help Buy or Sell a Home

9 Reasons you need an Agent to help you to Buy or Sell a Home in Encinitas, Carlsbad or San Diego County.

  1. I will represent YOU when it is time to buy or sell a home.
  2. I will guide you thru the process.
  3. I know what to look for and to be cautious about.
  4. I am objective.
  5. I am an expert in the area.
  6. I offer advice based on years of helping people buy or sell a home in Carlsbad, Encinitas and all of San Diego County since 1994.
  7. I work on YOUR behalf
  8. I will continue to serve you after closing.
  9. Going it alone may end up costing you.
Buy or sell a home with an agent is best

9 reasons you need an agent to help buying or selling a home

Is it a good time to Buy or Sell a Home in

Encinitas, Carlsbad or San Diego County.

71 % say it is a good time to buy.

63% say it is a good time to sell.

Please contact me when the time is right for you to buy or sell.

 now is a good time to buy or sell real estate in Carlsbad, Encinitas or San Diego County

Is now a good time to buy or sell realestate in Carlsbad, Encinitas or San Diego County

Please feel welcome to contact me with your thoughts or questions on buying or selling in this market.

 

 

Posted in Home Buying & Selling, Real Estate News | Tagged , | Comments Off on Agent to Help Buy or Sell a Home

The Scoop on Solar

The Scoop on Solar

In many parts of the U.S., solar is becoming a more popular renewable energy source used to power the home. Not only can it help you reduce your energy bills, it may also add to your home’s value as well. Although the days are shorter, the best time to think about and plan for a future solar purchase is now. The information below outlines the basics of solar.

We purchased our whole house solar 11 years ago. It has been a great investment for our “all electric” home. Our bill went from $400/month average to an annual credit. A savings of over $4800/year, $7200 if you include rate hikes!
Want a great solar person & company? Contact Dane Shigley at Solar City. 619-920-6917 or dshigley@SolarCity.com They will even have solar roof tiles soon for a new roof or reroof.

The Scoop on Solar

The Scoop on Solar

Posted in Business & Technology, Home Buying & Selling, home remodeling | Tagged , | Comments Off on The Scoop on Solar

Save Money on Home Energy In San Diego

Save Money on Home Energy In San Diego

8 Tips to Save Money and Stay Warm this Winter

How to Extend the life of your Heating System.

How Efficient is your Furnace?

How to keep Energy Prices Down all Year!

Save Money on Home Energy In San Diego

save-money-on-home-energy-dec-1 save-money-on-home-energy-dec-2

Posted in Business & Technology, Home Buying & Selling, home remodeling | Tagged , , | Comments Off on Save Money on Home Energy In San Diego

Carlsbad CA Home Seller Advice

Many Carlsbad sellers have the impression that in order to sell a home, you just have to list it. While listing is certainly part of the process, there’s quite a bit of preparation to undertake before your home’s listing goes “live” on the MLS.
Below is my Carlsbad CA Home Seller Advice

This Blog is about the steps to take when you’re thinking of selling your home. Selling is an emotional process, whether you’ve lived in the home for one year or 20 years. In addition to packing and making repairs and upgrades to get the home ready to view, you may also be busy looking for a new home to rent or buy. Page one offers general tips for sellers as well as tips targeted toward sellers who are trading up, that is, selling a smaller home in order to buy a larger one. Page two offers tips for the seller who is downsizing, or selling a large home in order to buy a smaller home.

Whether you’re upsizing, downsizing or buying a similar home in another neighborhood, give me a call! I can address all of your questions and concerns and offer my expertise to help your home stand out in our market. I can help you with my Carlsbad CA Home Seller Advice thru the whole process.  Check out my new Carlsbad Real Estate site. Still under construction.

Carlsbad CA Home Seller Advice

Carlsbad CA Home Seller Advice – tips from Dennis Smith , REMAX By the Sea

Carlsbad CA Home Seller Advice - tips from Dennis Smith , REMAX By the Sea

Carlsbad CA Home Seller Advice – tips from Dennis Smith , REMAX By the Sea

For Advice to sell your Carlsbad or San Diego area home today, partner with a knowledgeable and experienced local REALTOR® who can help you buy or sell Carlsbad CA homes at the right price and the right time. Call or text Dennis Smith at 760-212-8225, or email him at dennis@sandiegohomes4u.com for all your real estate needs. We can also assist you with buying or selling single story homes in Encinitas, Oceanside, Vista, San Marcos, Cardiff, Solana Beach, Del Mar and San Diego.

Posted in Home Buying & Selling, Real Estate News, San Diego CA Real Estate, San Diego Homes for Sale | Tagged , , , | Comments Off on Carlsbad CA Home Seller Advice