Carlsbad Home Selling 101

There are many things involved with Selling your Carlsbad Home

I can help you with all of the steps in selling you San Diego area home!

Carlsbad Home Selling 101

 

Carlsbad Home Selling 101

 

For more information on selling your home in Carlsbad, Encinitas, Cardiff, Oceanside or anywhere in San Diego County, please call Dennis at 760-212-8225

To find out what your home is worth, anywhere in the US, go to this page.

 

 

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Activities & Events Calendar for September 2017 in San Diego County

San Diego County Calendar of Events for September 2017

San Diego Calendar of Events

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Top 12 Apps for Homeowners and Renters in San Diego

Top 12 Apps for Homeowners and Renters

 

Great Apps for Homeowners, Homebuyers and Renters

More than 77 percent of people own a smartphone.1 The average person checks their smartphone 46 times a day, with people under the age of 24 checking it an average of 74 times a day.1 We check it while we’re waiting in line and during our leisure time, whether we’re scrolling through social media, reading emails or getting up-to-date on the latest news.

Smartphones are not only a useful tool for communication. With the following apps, you can get organized (whether you plan to buy or sell), save money, learn about the homes in your neighborhood and get inspired for your next renovation project. If you’re like 81 percent of people, you have your smartphone with you during most of your waking hours; let it help you stay organized and make your life easier.3

Apps For Homeowners: Get Renovation Inspiration

These apps not only offer ideas for your next remodel or home décor project, some of them even give you a preview of what your home may look like once it’s finished.

1.) Houzz (Free)

The Houzz app is the number one app for home design and it’s no wonder; the app gives you access to all the inspiration, blogs and design ideas from the Houzz site on your phone or tablet. The app features View in My Room 3D, which allows you to view products in your home before you buy. Just take a photo of the space and a 3D version of the product will appear. Browse products, save photos of designs you’d like to view later and connect with local professionals in your area. Whether you’re gathering ideas for your next renovation and décor project or you’re just browsing, the Houzz app will satisfy all your design needs.

(Android, iOS)

2.) iHandy Carpenter ($1.99)

Make sure the photos, shelves, mirrors and other artwork you hang are even and aligned with this helpful app. It’s an all-in-one tool kit that features a plumb bob, surface level, bubble level bar, ruler and protractor. No need to purchase these tools separately; just hold your smartphone up to the wall and the app will take care of the rest.

(iOS, Android)

3.) Color911 ($3.99)

If you’re thinking of changing the color scheme of your home or want to find the right shades for lamp shades, rugs or throw pillows to match your vintage sofa, the Color911 app provides pre-selected color palettes to match any color scheme. Take a photo of the room or the furniture and the app will create a custom palette full of complementary colors. Write notes about your palette and organize it all into folders to share with family, friends or your design professional.

(iOS)

Bonus Apps for Homeowners:

AroundMe (Free)

Hungry and looking for a local hotspot? Meeting friends at a coffee shop nearby? Or just need to find the closest ATM? AroundMe allows you to search for the nearest restaurants, banks, gas stations, book a hotel or find a movie schedule close to where you live. Open the app and start learning more about your neighborhood. (iOS, Android, Windows)

BrightNest (Free)

From keeping things clean to making them colorful, Brightnest, developed by Angie’s List, is loaded with suggestions on how to make your home a better place to live. With categories of customized tips (money-saving, cleaning, eco-friendly, healthy, cooking, and creative) there are plenty of great ways to pull inspiration from the app. BrightNest will help you tackle important home tasks with easy-to-follow instructions, a personal schedule and helpful reminders. (iOS, Android, Web)

Apps For Sellers: List & Sell Your Home Quickly

Are you a homeowner who is thinking of selling? If you’re preparing to sell, you know there are a lot of tasks to complete before putting your home on the market. These apps help you manage your to-dos so you can list and sell your home more efficiently with fewer distractions.

4.) Homesnap (Free)

Using the Homesnap app, you can snap a photo of any home, nationwide, to learn more about it. When you’re ready to sell, snap a few of the homes in your neighborhood to find out their valuation. This app isn’t perfect, which is why you should always consult with a local real estate agent. However, it can give you a general idea of the value of your home compared to others in the neighborhood. (iOS and Android devices)

5.) Docusign (Free)

Use the DocuSign app to complete approvals and agreements in hours—not days—from anywhere and on any device. Quickly and securely access and sign any documents. The benefit to using the app (over your desktop computer) is you will receive push notifications when a document is waiting for your signature and you can view and organize all your docs on-the-go. Using the easily downloadable app, receive and sign documents for free. You can receive and sign documents for free, but will need a paid account to send documents; pricing starts at $10 a month. (iOS, Android, Windows, Web).

6.) Wunderlist (Free)

Designed for use on the Web and mobile devices, Wunderlist is a well-designed to-do list and task management program that makes it easy to create a list and add tasks, due dates and reminders. Organize your ideas or focus into separate lists or create tasks within one list. You can also email them with whomever you collaborate, such as a spouse or your real estate agent. (Android, iOS, Windows Phone, Web)

Bonus App for Sellers:

Real Estate Dictionary (Free)

Not sure what all those industry specific terms mean? Search thousands of words and phrases from real estate, mortgage, and financial dictionaries for clear, in-depth definitions. This is a handy app for anyone who’s buying or selling and wants to learn more about the process. (iOS, Android)

Apps For Renters: Get Ready to Buy

Not ready to buy a home just yet? These apps will help you get into the perfect rental while you save money, build a budget and get on track for homeownership.

7.) Mint (Free)

Do you know where your money goes each month? Manage your bills, budget and credit score all in one place. Mint is a free app that helps you view your complete financial picture and track your spending. We recommend this app to anyone, but it’s especially useful for renters who need to crack down on their spending in order to save for a down payment. Use Mint to look for areas you can cut spending in order to save a little extra each month. (iOS, Android)

8.) Acorns ($1 a month to start)

Acorns is modernizing the practice of saving loose change with their automated savings tool. The app rounds up your purchases on linked credit or debit cards, then sweeps the change into a computer-managed investment portfolio. Acorns is free for four years for college students and everyone else pays $1 a month until their account balance hits $5,000, then 0.25% of their account balance per year. This is a useful tool for those who have a hard time saving. (iOS, Android)

9.) Neighborhoods & Apartments

Built for the on-the-go apartment hunter, this app from Walk Score takes the hassle out of finding your next home or apartment and helps you live near the people and places you love. They collect listings from top rental listing sites and we like them because they share how walkable each address is, determined by access to public transit, things to do, bike trails, shorter commutes, etc. (iOS, Android)

Bonus Apps for Renters:

Wally (Free)

Wally is a personal finance app that helps you compare your income to expenses, so you can understand where your money goes each month, and set and achieve goals. Wally lets you keep track of the details as you spend money: where, when, what, why, & how much. We love how simple it is to set a personalized savings target and scan receipts. (iOS, Android)

 

Credit Karma (Free)
If you’re preparing to buy, boosting your credit score is likely a goal you’ve set. Credit Karma is a free app that allows you to safely monitor your score and receive updates on ways you can improve it over time. They provide financial calculators and educational articles to help you better understand what credit is all about. Check as often as you want, and it doesn’t hurt your score.  (iOS, Android, Web)

 

Apps for Buyers: Find the Perfect Home

When you’re ready to buy, there are several apps that can help you stay on top of the process. Whether you’re browsing online at different neighborhoods and homes and can’t seem to remember where all your saved data and information went or you want to save an important task or a neighborhood or listing clipped from the Web, these apps help you keep it all straight.

 

10.) Dwellr (Free)

Dwellr is run by the U.S Census Bureau and provides demographic information about the neighborhoods you are considering moving to. You get a variety of education/school, real estate, transportation, and population statistics to give you an idea of what it would be like living there. If you want to get the feel of a potential neighborhood, then Dwellr may just be the app to help you find the best home.  (iOS, Android)

 

11.) Evernote (Free for the Basic version, $34.99 per year for Plus and $69.99 per year for Premium)

Collect ideas, notes and images in one place to access later on your computer, tablet or smartphone. Categorize your notes so you can find them quickly and easily and share them with others in a group notebook. Add the Web Clipper feature to your browser and clip and save articles, blogs and images from the Web. Whether you’re collecting research on a business idea or you’re looking for inspiration for a home renovation, Evernote can help you keep it all together. (Web, iOS, Android)

 

12.) Mortgage Calculator (Free)

There are a lot of free mortgage calculators available for download that will help you quickly determine what your monthly payment will be while you’re house hunting. We recommend picking your favorite and using it to help you shop in your price range. These numbers should be used as a guide, work with your agent and mortgage professional to learn exactly what type of loan you’ll qualify for. (Web, iOS, Android)

 

Bonus App for Buyers:

 

Google Maps (Free)

Google Maps is a must-have for anyone who’s house hunting. When you’re ready to visit a property or check out a neighborhood, you can use Google Maps to give you turn by turn directions to the house. You can use their satellite view to get a good idea how far important things like schools, parks, shopping, bus stops, and restaurants are to a home you are interested in and check out the other houses on the street. (Web, Android, iOS,)

Ready to move beyond the app?

If you’re thinking of buying or selling your home, or know someone who is, keep us in mind because we’re happy to help!

Source: 1. Pew Research Center, January 12, 2017 http://www.pewresearch.org/fact-tank/2017/01/12/evolution-of-technology/

  1. Deloitte, 2016 global mobile consumer survey: US edition https://www2.deloitte.com/us/en/pages/technology-media-and-telecommunications/articles/global-mobile-consumer-survey-us-edition.html
  2. Gallup, July 9, 2015 http://www.gallup.com/poll/184046/smartphone-owners-check-phone-least-hourly.aspx
Dennis Smith, ABR, CDPE, e-PRO, SRES, Realtor® CalBRE#00476662
Sunshine Smith, Realtor®, SFR CalBRE#01249837
RE/MAX By-The-Sea
Office     760-436-0087
Cell/Text  760-212-8225
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How To Repair Your Credit

Credit Repair How To…

If you need professional help to repair your credit, contact me.  760-212-8225

I have legitimate people that can do it for you and I even have a person who can ERASE legitimate back debt, including credit cards, medical bills and some student debt.  There is a cost and it is not bankruptcy.

How to Repair Your Credit

 

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How to Repair Your Credit

 

 

 

 

 

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Many San Diego Area Renters Can Buy a Home

San Diego Area Renters That Can Buy a Home

Even though rent is high in California, buying, for many, can be more affordable than renting.  More than one million households earn more than the minimum qualifying income, yet they continue to rent.

Renters That Can Buy

 

 

Not sure you can buy?
Call me to discuss this.
I have people who can help you with the downpayment or credit concerns.
There are even loans where you can get your downpayment and closing costs paid!
Call me at 760-212-8225

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San Diego County August Calendar of Events

August Calendar of Events for San Diego County

So many things to do in August and many are FREE.
Nighttime Zoo, SeaWorld Summer Nights, Del Mar Racing thru 9/10, Cardiff Dog Days of Summer, Luau & Legends Surfing International, CityFest, World Body Surfing Championships, Summergrass BlueGrass Festival, Leucadia ArtWalk and much more!

San Dieg County Calendar of events

San Diego County Calendar of events

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San Diego County July Calendar of Events

Calendar of Events for July.

So many things to do, so little time!

Things to do in July, 2017

Things to do in July, 2017

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Simple Steps to a Worry Free Retirement Workshop

Simple Steps to a Worry Free Retirement

If you are retired or thinking about it, this is worth your time.

This Free 90-minute education event is presented in a moderated “Panel of Local Experts” format. We will have a CPA, Financial Planner, Trust & Estate Attorney & Reverse Mortgage Specialist. Each Panelist delivers important information affecting seniors in the context of their own area of expertise. During the second half of the event the Senior Life Source moderator presents questions from the attendees to the appropriate panelist.

Where: Dove Library, 1775 Dove Lane, Carlsbad, CA 92011

When:  Tuesday June 27th – Only at  1:00PM – 2:30PM

Light Refreshments Will Be Served

To Register. Please go to the link below:

   https://tinyurl.com/Dove1PM 

Or Call Dennis: 760-212-8225

Please feel welcome to bring your spouse or friends or family.

Worry Free Retirement

Worry Free Retirement

In the “Senior Life Source” Free Public Education Workshop, Our Panel of Experts will provide important information that every Senior Citizen and their Families should be aware of if they are looking for simple steps to a worry free retirement.

The subjects will include, but are not limited to the topics below.
This is an Interactive Education Event and Attendees will have the opportunity to ask questions and meet with our Experts 1 on 1 at the end of the event!

 Yes, you can”Right Size” and move into and own your Retirement Dream Home!

 Are you aware of all of the services you may need through your life cycle?

 How will you Access and Pay for these Services?

 Meeting the Life Expectancy Challenge

 Will you outlive your retirement savings?

 Learn about Strategies to Maintain or Improve your Quality of Life Legacy Planning

 Are you well prepared for the inevitable?

 How to make sure that your passing is not a burden on your Loved Ones

 Aging in Place at Home. You will live longer and be healthier using this option

 Learn how to plan for this opportunity Benefits Assistance, i.e., Social Security, Medicare, VA & Etc.

 Are you receiving all of the benefits you are entitled too?

 Learn how to take full advantage of what you have earned

Expert Panelists:
 Natalie L. Quirarte – CFP®, CLTC, Solana Beach, CA
 Arthur Brown – Estate Planning Attorney, Carlsbad, CA
 Leslie Martin – CPA, Solana Beach, CA
 Ted Lange Sr., CFP, Reverse Mortgage Specialist, Carlsbad, CA

Please feel welcome to bring your spouse or friends or family.
Please share this information with others who may benefit.

Sponsored by:
Dennis & Sunshine Smith
Re/Max By-the-Sea
1265 Carlsbad Village Dr
Carlsbad, CA 92008
760-212-8225 – Cell
dennis@SanDiegoHomes4u.com

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San Diego County June 2017 Events Calendar

Activities & Events Calendar for June 2017 in San Diego County

June 2nd thru July 4th – San Diego County Fair

June 18th – Fathers Day

June 24th & 25th – Scottish Highland Games in Vista

JUN 2017 Calendar of Events

JUN 2017 Calendar of Events

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7 Features That May Sell Your San Diego Home Faster

7 Features That May Make your Home Stand Out and Sell Your San Diego Home Faster

Are you thinking of listing your San Diego County home this spring?
You may be wondering what you can do to make your home more attractive and allow it to stand out from other similar homes in your market.

This month, we have information about the seven features that may help your home sell faster. From energy-efficient windows and appliances to hardwood floors, these are the most popular features buyers look for when searching for homes. The second page outlines other features that help your home stand out, from updated kitchens and bathrooms to home offices.

If your home has these features, we’ll be sure to highlight them if you decide to list. If not, and you want to renovate to add them, give me a call and I’ll connect you with a contractor in my network. Also, if you’re thinking of listing your home in the coming months, I’d love to discuss the market with you. Give me a call and I’ll give you a comparative market analysis of your home and answer any questions you may have.

Please feel welcome to pass this information on to your family and friends to help them.

 

7 Features That May Sell Your Home Faster

 

 

 

Features that Make Your Home Stand Out

Partner with a knowledgeable and experienced local REALTOR® who can help you buy or sell Carlsbad CA homes at the right price and the right time. Call or text Dennis Smith at 760-212-8225, or email him at dennis@sandiegohomes4u.com for all your real estate needs. We can also assist you with buying or selling single story homes in Encinitas, Oceanside, Vista, San Marcos, Cardiff, Solana Beach, Del Mar and San Diego.

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