Author Archives: Dennis

Obama HARP Refi Plan – Politics or real help?

Obama HARP Refi Plan – Politics or real help? This seems to be more political rhetoric than real help to the bulk of the homeowners in difficulty.   It expands the existing program by taking off the high limit to refinance … Continue reading

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FTC Issues Final Rule to Protect Struggling Homeowners from Mortgage Relief Scams

Rule Outlaws Advance Fees and False Claims, Requires Clear Disclosures As many of you know, Dennis Smith and Sunshine Smith do FREE pre-foreclosure counseling where we explain the different options to homeowners in distress.  The homeowner chooses their plan of action or … Continue reading

Posted in Foreclosure, Loan Modification, pre-foreclosure consultant, pre-foreclosure counseling, SB 931, scams, Short Sale | Tagged , , , | Leave a comment

SELL YOUR SAN DIEGO AREA HOME BEFORE THE BANK DOES

SELL YOUR HOME BEFORE THE BANK DOES Don’t let your home go to Foreclosure, visit http://www.freeshortsaleconsultsandiego.com to get answers. We are SanDiego based and can stop your foreclosure. Click Image now to view video and get answers.Click Image now to … Continue reading

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“Keep Your Home California” introduces new program for unemployed

Keep Your Home California” introduces new program for unemployed   The U.S. Treasury Department has approved CalHFA’s plan to use nearly $2 billion in federal funding to help California families struggling to pay their mortgages. The Keep Your Home California … Continue reading

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California SB 931 prevents deficiency judgement on first loan in a Short Sale

California SB 931 prevents deficiency judgement on first loan in a Short Sale. This is the same protection that sellers have if the bank forecloses on the home. That is the final action. The bank nor debt collectors can come back to the seller later for any compensation. Continue reading

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